American International Group, Inc.

Overview

American International Group, Inc. (NYSE: AIG) is a global insurance organization that provides insurance solutions to businesses and individuals in more than 200 countries and jurisdictions. The company emphasizes underwriting and claims expertise, a broad distribution network, and a strong balance sheet.

What the company does

• Core business: Earns revenue primarily from insurance premiums and investment income. Profitability reflects risk pricing, loss reserving, investment portfolio management, and cost discipline.
• Global reach: Serves millions of clients through a multinational franchise and long-standing relationships with brokers, agents, advisors, marketplaces, and other distributors across more than 200 countries and jurisdictions.
• Workforce and financial position: Maintains a global workforce and capital base to support its operations and strategic priorities.

Organizational structure

• Reporting segments: Three operating segments plus Other Operations
  • North America Commercial
  • International Commercial
  • Global Personal
  • Other Operations: Includes net investment income from the AIG Parent liquidity portfolio, dividend income from Corebridge Financial, Inc. (Corebridge), corporate general operating expenses, and interest expense
• General Insurance: Includes the three operating segments and related net investment income. Major operating companies include National Union Fire Insurance Co. of Pittsburgh, PA; American Home Assurance Co.; Lexington Insurance Co.; AIG General Insurance Co., Ltd.; AIG Asia Pacific Insurance Pte. Ltd.; AIG Europe S.A.; AIG UK Ltd.; Talbot Underwriting Ltd.; and Glatfelter Insurance Group.

Major products and lines

• Commercial Lines
  • Property & Short Tail: Commercial/industrial property, business interruption, and package products
  • Casualty: General liability, environmental, commercial automobile liability, workers’ compensation, excess casualty, and crisis management; includes risk-sharing and customized programs for large corporate and multinational clients
  • Financial Lines: Directors and officers, mergers and acquisitions, fidelity, employment practices, fiduciary liability, cyber risk, kidnap and ransom, and errors and omissions
  • Global Specialty: Marine, energy-related property, aviation, political risk, trade credit, and trade finance
• Global Personal Lines
  • Global Accident & Health: Group personal accident, business travel, and related products
  • Personal Lines: Personal auto, homeowners, extended warranties, device protection, home warranty, and services; Private Client Select (PCS) for high net-worth individuals (auto, home, umbrella, yacht, fine art, collections)

Distribution and customers

• Distribution network: Broad, long-standing relationships with franchises, brokers, agents, advisors, marketplaces, and other distributors.
• Client base: Serves individuals, small and medium-sized businesses, and multinational corporations across its global footprint.

Additional context from the filing

• Other Operations includes net investment income from the AIG Parent liquidity portfolio and dividend income from Corebridge.
• The company highlights differentiation through underwriting excellence, risk management, and end-to-end support from its global franchise and financial flexibility.

Key figures (as of December 31, 2025)

• Employees: more than 22,000 colleagues
• Shareholders’ equity: approximately $41 billion
• AIG Parent liquidity sources: $9.3 billion