Caro Holdings, Inc. is an early-stage digital solutions provider focused on AI and marketplace platforms for small to mid-sized retailers, with minimal revenue and operations dependent on strategic partnerships and equity financing.

# Company Summary - Caro Holdings, Inc.

## Overview
- **Type:** Small business issuer incorporated in Nevada
- **Founded:** March 29, 2016
- **Headquarters:** 7 Castle Street, Sheffield, UK S3 8LT (Principal address)
- **Telephone:** +1 (786) 755 3210

## Business Activities
- **Current Focus:** Deployment of integrated B2B, B2C, and D2C (Direct-to-Consumer) solutions targeting small to mid-sized retailers looking to expand digitally.
- **Platform Capabilities:** Combines marketing, analytics, and e-commerce functionalities within industry-specific niches for data-driven personalization across multiple channels.
- **Marketplace Development:** Launching specialized online marketplaces to connect consumers with service providers across various industries.
- **AI Integration:** Introduced an AI automation framework for SMBs in July 2025, to automate customer journey from outreach to sales, including integration with CRM systems.
- **Investor Relations & Financial Tech:** Developing AI agents to automate investor relations, reporting, compliance, and stakeholder communications, with additional solutions in financial reporting and market intelligence.

## Strategic Initiatives & Recent Transactions
- **Software Licensing:** Acquired a Unified Communications Platform from Noise Comms Ltd. for 20 million shares valued at approximately $258,000.
- **Acquisition Plans:** Agreement to acquire a spirits industry marketplace provider, issuing up to 12.55 million shares conditioned on future milestones (e.g., revenue targets).
- **Subsidiaries & Ownership:** Controls a wholly owned subsidiary, Caro Holdings International Ltd., based in the UK.

## Financial Details
- **Revenue:** Approximately $36,000 for the year ended March 31, 2025.
- **Employees:** No full-time employees; operates with executive officers and independent contractors.
- **Ownership:** As of July 11, 2025, 34 registered shareholders hold a total of 37,175,808 shares (fully issued and outstanding). The largest beneficial owner is Noise Comms Limited with 52.05% ownership, and another major holder, Gentleman's Craft Management Trust, with 33.62%, totaling roughly 85.67% of shares.
- **Financial Condition:** 
  - Total assets as of March 31, 2025: approximately $468,034.
  - Total liabilities: about $1,600,408.
  - Net loss: approximately $693,000 for the year ended March 31, 2025.
  - Significant working capital deficiency of about $1.34 million.
- **Profitability:** No operating revenues, sustained losses since inception, and dependence on equity and debt financing.
- **Auditor & Financial Reporting:** Reports indicate a going concern issue due to ongoing losses and insufficient revenues.

## Key Points
- **No employees** (officers/directors work without compensation).
- **Revenue-generating activities** are minimal, primarily from digital platform services.
- **Strategic Growth:** Focused on product development, strategic partnerships, and technology validation through vertical-specific marketplaces and AI solutions.
- **Legal & Regulatory Status:** No material legal proceedings; subject to general business regulations and laws governing internet and e-commerce.

**Note:** The company is in early-stage development with ongoing plans to acquire additional businesses and expand its digital infrastructure and AI offerings.

Caro Holdings Inc. is an early-stage development company transitioning from a sock subscription model to a digital commerce solution provider for small and mid-sized brands, reporting initial revenue but facing significant operational losses.

# Caro Holdings Inc. - Company Summary

## Overview

Caro Holdings Inc. is a small, early-stage development company incorporated on March 29, 2016, in Nevada. Initially focused on a subscription box model for sock subscriptions, the company has pivoted to develop a comprehensive digital platform for B2B (Business to Business), B2C (Business to Consumer), and D2C (Direct to Consumer) sales.

## Current Business Model

1. **Digital Platforms**: 
   - The company has developed a fully integrated 360° platform that offers marketing, analytics, and e-commerce functionalities. This platform is aimed at small to mid-sized brands looking to amplify their digital presence.
   - The analytical data generated provides valuable insights, allowing for personalized and optimized marketing strategies based on performance metrics.

2. **Target Markets**: 
   - The company is actively seeking clients in various industries, specifically targeting those in the pet care and spirits sectors within the U.S. and U.K.

3. **Customer Base**:
   - Caro Holdings does not report specifics on the number of customers but emphasizes client engagement through marketing activities and feedback from beta testers.

## Financial Performance

- **Revenue**:
  - For the fiscal year ending March 31, 2024, Caro Holdings reported **$577** in revenue, showing initial sales activity as opposed to **$0** revenue in the previous fiscal year ending March 31, 2023.
  
- **Operating Expenses**:
  - The company incurred operating expenses of **$309,404** for the year ending March 31, 2024, up from **$249,152** in 2023. This increase is primarily due to higher development activities, marketing efforts, and consulting services.
  
- **Net Loss**:
  - The net loss increased to **$539,041** for the year ending March 31, 2024, from a loss of **$356,479** the previous year. This reflects a 51% increase in losses, indicating challenges in scaling up operations despite initial revenues.

## Workforce

- **Employees**: 
  - Currently, Caro Holdings has **no full-time employees**. The company's sole officer and director contribute their time at no cost.
  - The company plans to engage **independent contractors** for website and marketing developments instead of hiring full-time employees in the near future.

## Capital Structure and Financing

- The company has historically relied on loans from directors and officers, as well as the sale of securities, to fund its operations. As of March 31, 2024, it has experienced a working capital deficiency of **$713,319**, indicating financial pressure.

## Regulatory and Corporate Structure

- Caro Holdings is subject to various regulations concerning its digital and e-commerce offerings. Additionally, it has entered a significant software license agreement valued at **$258,000** and is in the process of acquiring a marketplace provider in the spirits industry.

## Summary

Caro Holdings Inc. is in the early stages of transitioning from a subscription box company to a digital commerce solution provider, targeting small and mid-sized brands. While initial revenue generation is noted, the company faces challenges with escalating losses and financial structure, largely due to a lack of employees and reliance on external funding.

Caro Holdings Inc.

10-K / July 15, 2025

10-K / July 1, 2024

10-K / July 15, 2025

Company Summary - Caro Holdings, Inc.

Overview

Business Activities

Strategic Initiatives & Recent Transactions

Financial Details

Key Points