Netsol Technologies Revenue, Net Income & 10-K Summary

Company profile

Global software and services provider focused on asset finance, leasing, and digital automotive retail.
Headquartered in Encino, California, with operations across three geographic segments: North America, Europe and Asia-Pacific. The company serves customers in more than 30 countries.
Revenue is generated from software licenses, cloud-based subscriptions and maintenance, and professional services. Offerings are marketed under the Transcend Platform.

Transcend Platform: a unified, API-first technology platform for asset finance, leasing and automotive retail, deployable in the cloud or on customer premises. The platform supports multi-entity, multi-currency and multi-jurisdiction operations and includes AI capabilities.
Key product lines:
- Transcend Retail: digital retail platform for vehicle sales that supports online/offline deal flow, trade-in valuation, financing options, and a unified deal view for buyer and dealership.
- Transcend Finance: platform for lenders and lessors, with three core solutions: Originations, Servicing, and Wholesale Finance.
Platform characteristics include cloud deployment, API-based data integration, multi-country/currency support, compliance with regulatory/audit/data-residency requirements, and embedded AI features such as credit decisioning, document processing and analytics.

Primary revenue streams:
- License fees (non-recurring perpetual licenses)
- Subscription and support (recurring, cloud-based access and maintenance)
- Services (implementation, configuration, customization, training)
2026 revenues by stream:
- License fees: $4,954,378 (6.7%)
- Subscription and support: $35,799,842 (48.1%)
- Services: $33,617,160 (45.2%)
- Total net revenues: $74,371,380
The revenue mix shows a shift toward recurring subscription revenue, with subscription and support representing about half of total revenue in 2026.

Gross profit: $39,147,343; gross margin 52.6%
Operating expenses: $32,200,678
Income from operations: $6,946,665 (operating margin 9.3%)
Other income/expense, net: $279,214
Net income before tax: $7,225,879
Income tax provision: $(1,630,376)
Net income: $5,595,503
Non-controlling interest: $(2,645,150)
Net income attributable to NetSol: $2,950,353
Adjusted EBITDA for 2026: $9,147,156, with $3,139,679 attributable to non-controlling interest and $6,007,477 attributable to NetSol.
Earnings per share (GAAP): Net income per share, basic and diluted, $0.25 (based on 11,814,041 basic and 11,827,950 diluted shares in 2026). 2025 EPS: $0.25 per share (11,576,287 shares).

Approximately 1,370 full-time employees worldwide as of June 30, 2026.
Technical and development staff concentrated in Asia-Pacific; sales, client management and senior leadership in North America and Europe.
Facilities include corporate headquarters in Encino, CA (leased ~2,400 sq ft); owned Lahore Technology Campus (~140,000 sq ft, two adjacent five-story buildings with capacity for ~1,000 employees); leased offices in the UK, China, Australia, Thailand, UAE; a shared office in Indonesia; and an NTA office in Austin, TX.

Global customer base across more than 30 countries with engagements spanning OEMs, captive finance companies, dealer groups, banks and financial institutions.
Selected client references and engagements:
- A Fortune 500 automotive and powersports dealership group in North America (discovery engagement on a next-gen omnichannel digital retail platform via Transcend Retail).
- A Japanese commercial vehicle manufacturer’s captive finance arm in Thailand (migration of contract management to Transcend Finance; contract value > $12 million).
- A World Bank-funded government digitization project for a provincial government entity in Pakistan (≈$1.75 million).
- Deployments of Transcend Finance and Transcend Wholesale for captive and multi-asset finance customers in China, Thailand and the United Kingdom.
The company highlights long-tenured relationships with tier-one automotive OEMs and captive finance companies and aims to expand OEM programs, particularly in Asia-Pacific.

Transition from legacy products to the cloud-based Transcend Platform to increase recurring revenue and improve margin stability.
Expand Transcend Retail in the U.S. dealer market through direct dealer engagements, OEM certification programs, and OEM-level deployments.
Deepen AI integration across Transcend Finance and Retail for credit decisioning, automation and analytics.
Grow through partnerships and international expansion while strengthening operating discipline and profitability.

Multi-currency and multi-entity capabilities are presented as differentiators versus legacy competitors.
The company faces typical software- and services-sector risks, including customer concentration and currency translation effects; 2026 results include a substantial Asia-Pacific contribution and currency impacts in foreign exchange.

Fiscal year ended June 30, 2026 figures and disclosures are from NetSol Technologies, Inc.’s Form 10-K, including revenue by stream and geography, gross margin, operating income, net income (and net income attributable to NetSol), and employee count as of June 30, 2026.